Frequently Asked Questions

Which businesses qualify for a loan?

Most businesses could qualify for a loan, provided they have been under the same ownership for at least three months.

Does my business need to process credit cards to get a loan?

No. Credit card processing is not required for our loans.

How much can my business borrow?

A qualified business could borrow up to $500,000 per location.

How long does the process take?

We can typically get offers in a few business hours and fund in one day.

Will credit history be reviewed?

Yes. As with any loan, the credit history will be reviewed. It is important to note however, that unlike traditional loans, a damaged credit history does not automatically disqualify a business.

Can I get a start-up loan?

No. Business loans are for businesses that have been operating under the same ownership for a minimum of three months.

How can I use the proceeds?

You decide how to use the proceeds. Past customers have used the money for renovations, marketing, paying taxes, buying additional inventory, handling payroll, expansion and other business needs as they arise.

Are weekly payments available?

Yes, we do offer flexible payment terms, including weekly payments.